Privacy Policy
Effective Date: February 17th, 2026
Organization Name: AFFIRMATIVE DEBT RELIEF LLC
Website: www.affirmativedebtrelief.com
1. Introduction
AFFIRMATIVE DEBT RELIEF LLC ("we," "our," or "us") is committed to protecting the privacy and security of individuals who visit our website and participate in our debt relief and financial education services. This Privacy Policy explains how we collect, use, protect, and share your information.
By using our website or services, you consent to the practices described in this Privacy Policy.
2. Information We Collect
We may collect the following categories of information:
A. Personal Information
You may voluntarily provide personal information when you:
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Request debt relief consultations or services
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Complete consultation or intake forms
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Contact us by phone, email, or website forms
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Subscribe to educational materials or newsletters
Personal information may include:
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Full name
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Address
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Email address
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Phone number
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Date of birth
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Social Security Number (when necessary for services)
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Employment and income information
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Financial account and creditor information
B. Financial Information
To provide debt settlement services, we may collect:
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Debt balances
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Creditor names and account numbers
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Payment history
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Bank account information for program payments
C. Automatically Collected Information
When you visit our website, we may collect:
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IP address
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Browser type
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Device information
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Website usage data
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Cookies and tracking technologies
3. How We Use Your Information
We use collected information to:
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Provide debt settlement and financial counseling services
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Communicate with you regarding your program
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Process payments and negotiations with creditors
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Improve website functionality and user experience
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Provide educational materials and program updates
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Maintain legal and regulatory compliance
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Prevent fraud and protect client security
4. How We Share Your Information
We do not sell or rent your personal information.
We may share your information only when necessary with:
A. Service Providers
Trusted third-party vendors that assist with:
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Payment processing
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Client account management
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Secure data storage
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Technology support
B. Creditors and Financial Institutions
When authorized by you, we may share information to negotiate or settle debts.
C. Legal Requirements
We may disclose information if required by law, regulation, subpoena, or government request.
5. Data Security
We implement administrative, technical, and physical safeguards to protect your personal and financial information, including:
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Secure encryption technologies
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Restricted access to sensitive data
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Secure client portals
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Employee confidentiality training
While we strive to protect your information, no system can guarantee complete security.
6. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
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Improve website functionality
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Analyze website traffic
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Personalize user experience
You may adjust your browser settings to decline cookies; however, some website features may not function properly.
7. Third-Party Links
Our website may contain links to external websites for educational or service purposes. We are not responsible for the privacy practices of third-party websites. We encourage users to review their privacy policies.
8. Your Privacy Rights
Depending on your location, you may have rights to:
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Access your personal information
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Request correction of inaccurate data
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Request deletion of your information
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Opt out of marketing communications
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Request disclosure of collected information
To exercise these rights, contact us using the information below.
9. Retention of Information
We retain personal and financial information only as long as necessary to:
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Provide services
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Meet regulatory requirements
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Resolve disputes
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Enforce agreements
10. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
11. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Updates will be posted on this page with the revised effective date.
12. Contact Information
If you have questions about this Privacy Policy or your personal information, please contact:
AFFIRMATIVE DEBT RELIEF LLC
9800 4th Street N
St. Petersburg, FL 33702
(888) 535-9315