Debt relief starts with
your free evaluation
Affirmative Debt Relief helps you reduce, restructure, and resolve unsecured debt — so you can stop worrying and start saving. Get a confidential evaluation in minutes.
Frequently Asked Questions
Get answers to common questions about debt relief and how we can help.
Is my consultation really free?
Yes. Your initial consultation is completely free, confidential, and comes with no obligation. We'll review your financial situation, answer your questions, and discuss whether debt settlement may be an appropriate option for your circumstances.
What should I have ready before contacting you?
Having the following information available can help make your consultation more productive:
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A list of your unsecured debts (credit cards, personal loans, medical bills, etc.)
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Approximate account balances
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Your monthly income and expenses
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Any recent collection notices or creditor communications
If you don't have all of this information, don't worry—we can still get started.
How long does the consultation take?
Most consultations take between 20 and 30 minutes, depending on your financial situation and the questions you have.
Will contacting you affect my credit score?
No. Simply contacting us or receiving a free consultation does not affect your credit score.