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You don't have to face

your debts alone

Affirmative Debt Relief helps you reduce, restructure, and resolve unsecured debt — so you can stop worrying and start saving. Get a confidential evaluation in minutes.

Customer Service Agent

Contact Affirmative Debt Relief

Every financial situation is unique. Contact our experienced debt relief specialists today for a free, confidential consultation and discover whether debt settlement is the right solution for you. There's no obligation—just honest guidance and personalized support.

Ways To Reach Us

Our Address
 

9800 4th Street N, Suite 200

St. Petersburg, FL 33702

Call Us
 

Client Services: (888) 535-9315

Onboarding: (727) 308-6065

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Take the First Step Today​

The hardest part is often making the first phone call—but it could also be the most important.

If you're ready to reduce your debt, simplify your finances, and start working toward a brighter financial future, we're ready to help.

Schedule your free, no-obligation consultation today and discover how Affirmative Debt Relief can help you take back control of your finances.

Your Future Starts with One Conversation

Let's build a plan that helps you move forward with confidence.

Frequently Asked Questions

Get answers to common questions about debt relief and how we can help.

Is my consultation really free?

Yes. Your initial consultation is completely free, confidential, and comes with no obligation. We'll review your financial situation, answer your questions, and discuss whether debt settlement may be an appropriate option for your circumstances.

What should I have ready before contacting you?

Having the following information available can help make your consultation more productive:

  • A list of your unsecured debts (credit cards, personal loans, medical bills, etc.)

  • Approximate account balances

  • Your monthly income and expenses

  • Any recent collection notices or creditor communications

If you don't have all of this information, don't worry—we can still get started.

How long does the consultation take?

Most consultations take between 20 and 30 minutes, depending on your financial situation and the questions you have.

Will contacting you affect my credit score?

No. Simply contacting us or receiving a free consultation does not affect your credit score.

What happens after I submit the contact form?

After we receive your information, a debt relief specialist will review your inquiry and contact you to schedule your free consultation. During that conversation, we'll discuss your financial goals, review your debt situation, and explain your available options.

Affirmative Debt Relief Logo

Mailing Address:
7901 4th Street N
St. Petersburg, FL 33702

Phone:
(888)535-9315

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*Clients who make all their monthly program deposits pay approximately 55-75% of their original enrolled debts over 24 to 48 months. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

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