Affirmative Approach

Working strategically with your creditors to get you the best results as quickly as possible

Respected in the industry for our unwavering commitment to our clients, Affirmative Debt Relief was founded to bring a more strategic and effective solution to debt relief. And our strategy is simple. We stand firmly by the sides of our clients in dealing with their creditors, while also using the highest levels of training and professionalism in working with those creditors. 

The Affirmative Debt Relief approach will help you eliminate your debt quickly and avoid bankruptcy. We’re typically able to reduce your debt by 50% or more. If you are making the minimum payment every month on your credit card, and you can’t seem to reduce your principal balance, then our Affirmative Debt Relief program can help you. We offer free consultations, and there is absolutely no obligation.

A Program that serves you

Stop Calls and Letters

Our program stops your creditors from calling you and sending you collection letters.

Lower Monthly Payments

Our program helps lower the monthly payments 

you are currently making.

Reduced Debt Amount

Our program helps reduce your overall debt amount by 40% or more in most cases.

Debt-Free Faster

Our program helps get your debt resolved and behind you in 12 - 48 months.

See our Affirmative Approach work for you

Get a company on your side that works diligently for you, staying dedicated to bringing you the best results possible, every time. From speaking with your dedicated debt consultant, to seeing the results of our highly trained and respected debt negotiation team, you will feel happy and confident that you are on your path to a better financial future. 

Request For Free Debt Consultation

Mailing Address:

99 Wall ST, suite 1305

New York, NY 10005





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*Clients who make all their monthly program deposits pay approximately 55-75% of their original enrolled debts over 24 to 48 months. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

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